Purchasing a home is certainly not a straightforward, easily-manageable decision. One of the most important components of the home buying process is selecting the right home insurance. You’re buying one of the largest investments in your lifetime and it’s important to choose an insurance policy that is suitable for you.Crosbie Job Insurance is here to help make this process swift and easier to navigate. Check out our guide on how to choose the best homeowner’s insurance for you.

1. Browse For Coverage

First things first, it’s important to do your research on various home insurance policies and compare them to determine which are a possibility. Our Newfoundland insurance company offers home insurance policies that cover your home, your belongings and liability claims. Working with a variety of different insurers, we will find you the most effective, suitable insurance policies for your home. It’s crucial to ensure you are protected and have the proper coverage. With the right insurance policy, you may have the option to have deductibles and additional coverage for each and every home.

2. Inquire About Discounts

Insurance companies sometimes offer discounts to entice potential homeowners. It’s essential to inquire about any discounts from an insurance company. There may be the option for a multi-policy discount if you have an auto insurance policy and home insurance policy with Crosbie Job Insurance. Additional discounts may include:

  • Home safety discount policy for homes that have a security alarm
  • New home discount policies if the home was recently built
  • Pay-in-full discount if you pay annually over monthly
  • Mortgage Free
  • Non-Smoker
  • Age Discount

3. Check Customer Satisfaction

Getting the most inexpensive insurance policy may be tempting at the moment, however, this company may be ineffective and far slower at processing claims. Insurance companies should place customer satisfaction as a priority and base it on the following factors:

  • Policy offerings
  • Overall customer satisfaction
  • Billing
  • Prices
  • Interactions
  • Claims

4. Apply Correctly

When applying for a homeowner’s insurance policy, it’s important to fill it out effectively and properly. You may be asked specific questions about features on your home including:

  • Is the garage connected or separate from the home?
  • How much of the home is carpeted?
  • What materials were used to build the roof?

Crosbie Job Insurance can help you find the perfect homeowner’s insurance policy for you. Our insurance brokers in St. Johns will work alongside you to customize a policy that meets your budget and lifestyle. Get the protection you deserve with us! Get a quote at https://crosbiejob.ca/get-a-quote!