Newfoundland Condominium Insurance
More than just tenants insurance.
Owning a condominium has several benefits; however, it exposes people to several unique risks. Condominium insurance isn’t the same as tenant’s insurance. Unlike a regular homeowner, a condo owner has numerous policies in place between their personal insurance and the community/strata insurance (master plan). Newfoundland Condominium Insurance centers around protecting their owner’s health, personal property and other more challenging items to categorize, such as ‘Unit Improvements.’
Our professional staff at Crosbie Job strive to protect your condo. We market your business with some of Canada’s best insurance providers to find you the best coverage at the best possible rate.
We’ve Got You Covered!
Since there are several policies in place, there may be some overlap, and you need to make sure there are no coverage gaps. Does your condominium’s strata insurance plan cover it? You need to make sure that you don’t overpay for unnecessary insurance. At the same time, ensure that you have extra liability insurance that covers you for any additional exposures not covered by the condo master plan.
You can be sure the strata insurance doesn’t cover your personal property. What happens if a fire in your unit damages your furniture, clothing and other valuables? It also likely doesn’t cover damage to any upgrades you’ve made since the original unit was built. You want to make sure your investment is protected.
Your condo is in a communal setting but your Newfoundland condominium insurance needs to be customized to make sure you’re getting value while limiting your liability risk.
If you own property in a development with joint property ownership, we can get your personable condo insurance at reasonable rates. Your personal condominium insurance works in conjunction with your association’s insurance policy.
Don’t Lose Any Sleep
Crosbie Job Insurance has been insuring Newfoundland and Labradorians since 1984. We understand what is important to you and your loved ones. We know that you need peace of mind and that your condo and your possessions are covered.
Crosbie Job’s condo insurance is custom-tailored for individuals: we make sure there’s a right fit! So Sleep Easy and fill out the Request a Quote Form and we’ll contact you to review your options together.