Blog
Backyard Wedding? Here’s What To Know About Insuring It
Your backyard is a perfect location to host an intimate wedding ceremony between close family and friends. With every wedding, the to-do-list can be overwhelming, from seating arrangements to choosing the food and drinks to be served. Another factor that should be on...
Everything You Need To Know About Tenant’s Insurance
There’s a common belief that as long as the landlord has insurance, the renter is covered as well. That, unfortunately, is not the case. If there is damage to a building you’re renting, the landlord’s insurance most likely covers the walls surrounding you and major...
11 Tips to Deal with Heat Stroke
Heat Stroke Summer is here .... finally!!!! We all want to enjoy the sunny days, but with summer heat comes some dangers. Heat Stroke is one such danger! Did you know that heat stroke is a very serious emergency that has killed over 9000 people from 1979 and 2013? ...
Protecting Yourself When On-line
Over the last 12 months we have all heard about passwords being hacked, large companies like Yahoo having a breach, it never seems to end. While the internet is a convenience, some may even say a necessity, it does provide avenues for our lives to go side ways. One...
Dive In!!! 11 Pool Safety Tips
11 Pool Safety Tips Summer's here and the time is right ... For dancing in the streets." Well it is but it is also swimming season and with that we need to take the time to think about pool safety. Did you know that according to the government of Canada, one of...
Ransomware 2.0
Last year I wrote about the outbreak of ransomware “WannaCry”and the need for businesses to consider buying Cyber Insurance. Cyber Insurance is becoming more and more important. When I have spoken to some people about cyber insurance, I hear objections such as “We...
11-Tips to Help With Ransomware
During the last two weeks there has been numerous stories published about the ransomware WannaCry. It got me thinking that I have heard a lot about ransomware a lot of the last few years. What is ransomware? In very lay terms it’s a virus or malicious software...
9 Tips to Lower The Cost of Car Insurance
You know, there is no sugar coating it, insurance can be expensive! As someone in the industry, I hear this type of comment every day. I totally sympathize with people. Not only are you paying or insurance but since last July (2016) you are paying a retail sales tax...
Baby It’s Cold Outside – Fire Up the Woodstove
Last night I was sitting at our kitchen peninsula and I heard “Baby It’s Cold Outside”. My wife was singing and it got me thinking, about our cold damp winter season and how Newfoundlanders love a good fire. There is nothing like sitting by a nice crackling fire....
Snow Shoveling Safety Tips
Winter can be a beautiful playground. There is nothing like tobogganing with the family, building a snowman with the kids, or skating on the pond (among other things). But unfortunately winter also means shoveling snow. How often do I hear from a friend or co-worker...
13 Tips to Protect Your House From Thieves While You Are Away
I was listening to my staff in the lunch room as they were talking about their holiday plans. Some were heading home for the holidays or to the cabin etc. That got me thinking. The Holiday Season is upon us. Unfortunately that means that our homes are an even greater...
9 Tips to Help with Online Shopping
Online shopping is here to stay. Whatever your reason for going this route, whether it is to avoid the lineups, hating crowds, finding a better discount, free shipping etc, more and more of us will utilize online shopping. For some people online shopping is a scary...
