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Builders’ Risk Insurance

Builders’ Risk Insurance

Before a building is constructed, and during the construction process, the property and building materials are not eligible for traditional building insurance. Projects typically aren't built in a day and remain vulnerable for months until it is completely...

Guide to Buying Home Insurance For The First Time

Guide to Buying Home Insurance For The First Time

Are you looking to purchase home insurance? You've already taken a great first step by making this a priority. A great home insurance policy will protect your home from any expensive and damaging risks. Typical perils covered by a home insurance policy include fire...

Reminder: Home Insurance Covers More Than Just Your Home

Reminder: Home Insurance Covers More Than Just Your Home

It’s always better to be safe than sorry. That’s why home insurance is so important for homeowners. But did you know that your home insurance may cover much more than damage to your home? People often don’t file claims on their home insurance because they do not know...

University Safety

University Safety

I was just listening to some of the kids I coach at rugby talking about going to university for the first time the other day, it got me thinking are they really prepared.  As parents have we prepared them.  In many ways, if they stay at home and attend the local...

Cyber Liability Insurance … Do I Need It?

Cyber Liability Insurance … Do I Need It?

As I opened my email this morning, I saw another announcement from one of our insuring partners announcing that they are offering cyber liability insurance.  It made me think, “How many businesses out there have this potential gap in coverage?”  I was left wondering...

Winter Driving Tips

Winter Driving Tips

It was just the other day that I was driving into work and when I made the turn off the highway, I was shocked. SNOW!!!!! Ugh!!!! In fairness a lot of us like snow, especially kids. Snow can be fun. Whether it is for skiing, going tobogganing, making snow angels,...

15 Tips To Prepare For A Snow Storm

15 Tips To Prepare For A Snow Storm

So it looks like you have a snowstorm headed your way.  The kids are rejoicing … no school … playtime … sliding etc. But if you are like most adults you aren’t very happy about it. Snowstorms can be a royal pain in the buttox, but there are many things you can do to...

Distracted Driving …. More than Just Texting and Driving

Distracted Driving …. More than Just Texting and Driving

Last week as I was heading home on the Outer Ring Road, I was amazed to see two accidents. I shook my head and then asked myself why I was surprised.  As anyone who travels the roads in Newfoundland and Labrador will attest, accidents happen way too often.  I am sure...

Night Time Driving: 11 Tips to Improve Your Safety

Night Time Driving: 11 Tips to Improve Your Safety

Tips to Improve Night Time Driving I was getting ready to go home from work the other day, and for some reason, I just looked out and said hey … it is getting dark earlier and earlier.  I thought soon I will be heading home at night. It is getting to be that time of...

How Your Home Renovations Can Void Your Home Insurance Policy

How Your Home Renovations Can Void Your Home Insurance Policy

Having a home insurance plan is crucial to ensure your home and important belongings are protected in the event of damage or theft. Home renovations may not be a necessity for all homeowners but could be a sensible investment for homeowners that want to update or...

COVID-19 Update

COVID-19 Update

As we approach Easter and week 4 of the Covid-19 Pandemic crisis, I felt it was important to outline our position and what we know insurance-wise how things are being handled. First and foremost your health and safety is the most important thing, please be sure to...